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How Car Offers Are Calculated

Samir Osman | Co-Owner & AMVIC-Licensed Wholesaler, DriveOffer

June 22, 2026Updated November 2, 2026

Rows of parked cars on a large lot, seen from above

An online offer is built from current market data for your exact car, which is why it sits below the price on a dealer's lot.

Article Summary:

  • Offers come from current market data for your exact car.
  • Kilometres, condition and Alberta demand all move the number.
  • Your VIN pins down the trim and options.
  • A lot price is retail. An offer is wholesale, paid today.

An offer isn't a guess. It's built from current market data and the details of your car.

What goes into the number?

  1. 1.What your exact car is selling for right now, wholesale and retail
  2. 2.Your year, make, model and trim
  3. 3.Kilometres and condition
  4. 4.Demand here in Alberta, not a national average
Chrome CX-5 AWD badge on the rear of a dark grey Mazda, beside the tail light
Trim is valued as its own vehicle, not the base model plus extras. A listing for a higher trim proves nothing about yours, and your VIN settles it in one step.

Want the number for your own car? Get a free offer. It takes about a minute.

Which cars are hard to price?

Two kinds. Classics barely trade wholesale, so a 1956 anything goes to a collector instead. Brand new cars are tricky too, because dealer incentives change real prices faster than resale data catches up.

Why is the offer below the price on the lot?

Both numbers are real, but they're different. A lot price is retail. It covers reconditioning, warranty, paperwork and the months the car might sit. An offer is wholesale, paid today.

Lars Sahlen spent thirty years in the trade, fifteen of them at CarMax as a sales, service and operations manager. As he puts it, a dealer sells at retail and buys at wholesale. Two different jobs, two different numbers.

There's a saying in the trade: you don't make money on a car when you sell it, you make it when you buy it. That's why a wholesale number can be firm and fair at the same time.

How does an offer compare to an asking price?

An offer is money you can have today. An asking price is a number you haven't been paid yet, and might never be.

Lars saw it for decades: sellers turned down an offer, listed the car themselves, and came back weeks later having found nobody would pay their asking price either. To compare fairly, discount the private number for the time, the risk and the chance it never comes.

How do you get the most accurate offer?

Be honest about kilometres and condition, and use your VIN if you can, since it pins down the trim and options. The offer is confirmed with a quick inspection before you're paid.

What Lars Says

Lars ran the appraisal side of a dealership for thirty years, fifteen of them at CarMax, so he's explained the gap between an offer and a lot price more times than he can count. A lot price carries reconditioning, warranty, paperwork and the months a car might sit. An offer carries none of that and is paid today. The comparison he warns sellers against is an offer versus an asking price, because only one is money somebody has agreed to pay.

Lars Sahlen

Automotive industry veteran, 30+ years in sales, service, reconditioning and operations

Hear it in the interview

From our experience: We price cars every day for the Edmonton and Alberta market, so we see how local demand for trucks, SUVs and winter-ready vehicles moves a number away from national averages.

Want to know what your car is worth?

Tell us the year, make, model and kilometres and we'll give you a free offer. It takes about a minute, and there's no obligation.

Get a Free Offer

Frequently asked questions

Why is my offer different from what I saw on a national pricing site?
National tools show an average across the country. A local offer reflects what your car is worth in Alberta right now, which can be higher or lower.
Will my offer change after the inspection?
If everything matches what you described, it normally stands. Damage or differences that weren't mentioned can change it.
How does my VIN make the offer more accurate?
It identifies the exact trim, engine and factory options, which can make a real difference between two cars that look the same.
How long is a car offer valid in Alberta?
There's no fixed expiry. If you come back later, the number is checked again, because the market and your kilometres change. We've bought a car almost a year after the first offer.

Where this came from

This article draws on our own interviews. Each link opens the transcript at the part it came from.